For SMEs & Businesses
Cross-border business payouts to Asia & Africa
Pay remote teams, suppliers, and contractors in local currency. MiCA-regulated EUR stablecoins convert to cash via trusted MSBs and mobile money networks. Lower cost than SWIFT, faster than traditional banking.
Common business payout scenarios
Remote team payroll
Pay developers, designers, and support staff in Kenya, Nigeria, or other markets. They receive local currency cash-out without needing EUR bank accounts.
Supplier & vendor payments
Settle invoices with suppliers in emerging markets. Lower fees than SWIFT, transparent FX rates, and faster settlement than traditional wire transfers.
Contractor payments
Pay freelancers, consultants, and project-based contractors. They withdraw cash locally via mobile money or MSB agents without currency conversion hassles.
Cross-border B2B settlements
Settle business-to-business transactions with partners in Asia & Africa. Compliant flow, lower intermediary fees, and same-day availability.
Why businesses choose Moneetra
Lower cost than SWIFT
~2.3–2.5% total cost vs. 4–6% for traditional wire transfers. Fewer intermediaries, transparent fees.
Same-day settlement
EUR stablecoins transfer instantly. Local cash-out typically same-day vs. 3–5 days for SWIFT.
Fully compliant
MiCA-regulated EUR stablecoins + local AML/KYC at cash-out points. Transaction monitoring and sanctions screening built-in.
Volume discounts
€10k–€50k/month: 0.4% platform fee. >€50k/month: custom pricing. Contact for enterprise rates.
How business payouts work
Your business sends EUR stablecoins
Transfer MiCA-regulated EUR stablecoins from your business account to recipient's destination (Kenya, Nigeria, etc.).
Moneetra processes & verifies
Compliance checks (AML/KYC, sanctions screening) applied. EUR stablecoins routed to local cash-out partner network.
Recipient withdraws local currency
Team member, supplier, or contractor withdraws cash in KES, NGN, or other local currency via MSB, mobile money, or FX agent.
Business payouts FAQ
Do recipients need EUR bank accounts?
No. Recipients withdraw cash in their local currency (KES, NGN, etc.) via mobile money agents, MSBs, or FX partners. No EUR account required.
What documentation is required?
Business verification (company registration, tax ID) for sender. KYC verification (ID, proof of address) for recipients at local cash-out points.
Can I send to multiple countries?
Yes. Phase 1 covers Kenya & Nigeria. Phase 2 adds Ghana, Uganda, Tanzania. Phase 3 roadmap includes Philippines, Bangladesh, Pakistan.
Is this available now?
Not yet. Moneetra is preparing for launch. Request a demo to be notified when business payouts become available.
Ready to streamline your cross-border payouts?
Request a demo to learn how Moneetra can help your business with compliant, low-cost EUR stablecoin payouts to Asia & Africa.
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